Whole Life Insurance

Whole Life Insurance is one type of Permanent Life Insurance 

Whole Life is the most basic type of permanent insurance, providing level premiums and a guaranteed death benefit, both of which are guaranteed for life.

Due to the lifelong guarantees, Whole Life policies tend to cost more than Term Life Insurance policies.

Cash values for a Whole Life policy are stated at the beginning of the policy and grow tax-deferred.

Understand that Cash Values may take several years before they will become available. Once the policy has built up its Cash Value, you have the ability to take out a policy loan during a financial emergency.

Gallen Insurance provides Permanent Life Insurance solutions, both Whole and Universal Life, to residents of Berks County, the Greater Reading Area and throughout Pennsylvania.