Life Insurance Policies
For more than 65 years, Gallen Insurance has worked with customers throughout the greater Reading area of Pennsylvania and beyond to meet all their Life Insurance needs.
We are an independent insurance agency that specializes in creating custom insurance plans focused on meeting your needs.
We make packages for individuals as well as businesses, no matter how large or small. We use our unmatched knowledge of the industry to find and compare plans, noting the best coverage and costs.
You can trust Gallen Insurance to look out for your interests. We are a dependable, local company with deep roots in the area. We care about our customers and want to offer them the best protection in the event something happens.
Our team works with multiple insurance providers to ensure you get the best possible life insurance policy. Turn to Gallen Insurance to order a new life insurance plan or upgrade the one you already have.
How Does Life Insurance Work?
Protecting your family means finding ways to provide for them if something happens to you. While no one likes to think about that possibility, it’s prudent to plan ahead.
Life insurance is a contract you enter with an insurance provider. When you buy life insurance, you pay your carrier a monthly premium, and if you die, the insurance carrier will give a predetermined sum to your family. You can choose from a range of different plans, including whole and term life insurance, which has a firm ending date. Grasping the nuances of a policy can help you determine which one to purchase.
There are many benefits of a life insurance policy, and these tips may help you understand why it is crucial to consider adding this coverage.
Offers Financial Security
~ When you pass away, your life insurance policy not only offers those who have been left behind financial security, it also gives them peace of mind. The death benefit can help them with bills, past debt, mortgage payments, college tuition and more.
~ In the US, the average funeral cost is between $6,000 and $10,000! That alone could cause those left behind hardship if you are unprotected.
~ Premature death can occur at an unexpected time. As difficult as this will already be for your family, don’t leave them empty-handed and un-secure. Help your family overcome this difficult situation by helping provide income for your spouse, help your family to continue their lifestyle and pay future bills.
~ Life insurance also has tax advantages as the beneficiary will not have to pay taxes on any death benefit they receive.
Types of Life Insurance
We sell a range of types of life insurance. Everyone has different circumstances, and the same policy may not offer the right protection to two different people. That is why we work with you to seek the approach that will deliver the most significant benefit to your unique situation. We recommend pursuing life insurance when you are in good health, as all types of policies generally require a health evaluation. Our team can help you find the policy that’s right for you, with choices including:
Get in Touch With Us Today to Get a Quote
Gallen Insurance has the knowledge and experience to create custom life insurance plans for our customers as well as so much more. In addition to life insurance, we can also tailor packages for businesses and individuals searching for coverage for:
If you need a personal or commercial life insurance policy, reach out to our office today. We are proud to be located in Shillington, PA, and we serve the Reading, Berks, Chester and Montgomery County, areas of Pennsylvania and beyond. Request a free, no-obligation quote by filling out our online form. You can also give us a call at 610-777-4123.
Please take the time to consider the ones your love and contact our office for a quick quote on life insurance.
Benefits Department Agents
Jay Mahoney, CBC
Mike Fields, CBC
Over 65 years strong!
We’re also a Trusted Choice Independent Insurance Agency, we recently won the Berk’s County People’s Choice Award and are recognized as one of the Top 50 Businesses in Greater Reading!
Gallen Insurance provides Permanent Life Insurance solutions, both Whole and Universal Life, as well as Term Life Insurance and Return of Premium Policies, Plans and Coverages throughout Pennsylvania from our office in the Greater Reading Area of Berks County.
Our friendly and personable staff stands ready to provide a free consultation for any insurance need you may have.