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Cyber Liability Insurance for Businesses

Cyber events can have a significant impact on your customers, your employees and your bottom line. Cyber Liability Insurance helps protect businesses from theft of data or devices from hackers.

Businesses of all sizes are at risk. In fact according to a recent index, cyber risk is a top concern for all businesses, no matter the size OR the industry.

The most common cause of a cyber claim is a lost or stolen laptop or device with hackers in a close second.

All businesses are at risk. The costs associated with cyber related events can reach millions of dollars with the expense of legal defense, legal settlements, lost business, notification costs and more.

The potential for a cyber event is real regardless of the size of your organization and the worst thing you can do is IGNORE the risk.

If you were faced with a cyber event, would your business be able to recover?

Gallen Insurance has cyber liability insurance solutions that provide coverage and resources to help your business address the potentially devastating impacts of a variety of cyber events.

Take a look at the Cyber Liability Insurance Coverage Features below:

Coverage Part A:
Data Breach Liability – Claims arising from the public disclosure of private information without the authorization of the owner of such information.
 
Security Breach Liability – Claims arising from failure of Insured’s computer hardware/software or other security to prevent transmission of malicious code or denial of service attacks against third parties or the manipulation of data stored by the Insured.
 
Defense of Regulatory Proceedings – due to violations of federal or state laws regulating the protection of private information.
 
PCI Fines & Penalties – Credit or debit card industry fines and penalties for inadequately securing payment card information.
Coverage Part B:
Data Breach Expense– Covers notification letters to victims, public relations, forensics and credit monitoring expenses due to an unauthorized exposure of private information.
 
Cyber Extortion Threat Expense – Extortion payments, expense to hire negotiators and rewards to catch extorters.
Coverage Part C:

Website Liability – Covers claims for libel, slander, right of privacy, plagiarism, misappropriation of ideas and infringement of copyright and trademark arising from the organization’s website activity.

Coverage Part D:
Identity Theft – Covers credit monitoring and other personal expense incrred by board members, owners or partners in resolving Identity Theft.
 
A team of Identity Theft specialists will guide any board member or owner through the process of resolving Identity Theft issues.

Additional Advantages

Minimum premiums starting at $925
Retentions start at $2500
Separate aggregate limit of liability per Coverage Part with option to combine into one aggregate limit
Data Breach, Website Liability and Identity Theft expense paid as incurred.
Free access to an eRisk Hub Cyber Liablity web protal, webinars & newsletter.
Access to the Business Resource Center which provides free and discounted business solutions to policy holders.
Security of an insurance carrier rated A++ by A>M> Best
Greater Reading Top 50 Businesses

Over 65 years strong!

Since 1957, Gallen Insurance has helped residents of Pennsylvania with a variety of insurance policies and coverages for all types of businesses and industries.

We’re also a Trusted Choice Independent Insurance Agency, we recently won the Berk’s County People’s Choice Award and are recognized as one of the Top 50 Businesses in Greater Reading!

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Contact Us

Gallen Insurance
2237 Lancaster Pike
Shillington, PA 19607

Phone: 610-777-4123
Fax: 610-777-9957

Hours:
Mon - Thur 8:00 am - 4:30 pm
Friday 8:00 am - 4:00 pm

info@galleninsurance.com

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FREE QUOTES!

Gallen Insurance provides Cyber Liability and Data Security Insurance Policies, Plans and Coverages throughout Pennsylvania from our office in the Greater Reading Area of Berks County.

Our friendly and personable staff stands ready to provide a free consultation for any insurance need you may have.

Use our contact form, email us, or call us today at 610-777-4123.