Church Insurance for Religious Organizations

Church Insurance in Pennsylvania backed by faith based values

Church Insurance for Religious Organizations

Gallen Insurance is proud to offer Church Insurance for religious institutions and organizations including Churches, Ministries, Synagogues, Temples and Mosques.

Our goal is to provide leaders with the security, knowledge and peace of mind in the area of insurance so they can focus on their calling.

Let Gallen Insurance take the guess work out of church insurance for religious organizations. We represent many carriers with competitive pricing.

Use our contact form, email us, or call us today at 610-777-4123 to see if you are eligible for any additional credits on your current church insurance policies. You can also use our Church Insurance Quote form below to route your inquiry direct to one of our specialized workers compensation insurance agents.

Gallen Insurance can instantly create a comprehensive insurance package that addresses the unique needs of churches, synagogues, ministries and other houses of worship anywhere in Pennsylvania. As a Trusted Choice Independent Insurance Agency, our expert risk managers can answer any questions you have about the different types of property insurance including coverage, liability, discounts, and more!

Church Insurance covers a variety of religious organizations, including but not limited to:

  • Churches
  • Related ministries (daycare, book store, pantry, coffee shop)
  • Camps
  • Denominational offices

  • Master policies
  • Colleges
  • Universities
  • Mission organizations
  • Mission sending agencies

  • Non-profits
  • Social Service agencies
  • Foreign travel insurance
  • Religious organizations

Church Insurance Discounts

ALARM SYSTEMS

5% discount for churches equipped with a central alarm system

Ask your agent about Commercial Auto and Umbrella coverage for your church.

CHURCH CONTENTS

25% discount for the value of church contents

CONSTRUCTION

Discounts available for buildings with non- combustible construction

SPRINKLERS

30% discount for buildings equipped with an automatic sprinkler system

Use our contact form, email us, or call us today at 610-777-4123 to see if you are eligible for any additional credits on your current church insurance policies. You can also use our Church Insurance Quote form below to route your inquiry direct to one of our specialized workers compensation insurance agents.

Insurance solutions designed for churches
Church Stained Glass Window

Equipment Breakdown Coverage

Many religious institutions and organizations have key components and equipment within their buildings that are prone to failure.

Electrical failures are some of the most costly losses in any business but there are also plumbing and HVAC systems.

Boilers used for heating purposes can fail due to low water conditions and improper maintenance and are a leading cause of loss.

The mechanical or electrical breakdown of Air Conditioning systems is common and the loss potential from these systems when they fail is often significant.

Refrigeration equipment failures can lead to loss of food and cancellation of functions.

Organs are often powered by air compressors that can suffer mechanical breakdowns.

Examples of typical losses:

Corrosion lead to a leaky evaporator coil in an air conditioning unit, resulting in low refrigerant conditions which caused a compressor to overheat and seize.  Coverage was extended for the mechanical damage to the compressor and the total property damages were $7200.

A utility surge was generated during a period of high winds which damaged an alarm and lighting system.  Repairs were made to the lighting system but the alarm system was replaced due to limited availability of parts.  The property damages totaled $9700.

Common Equipment Exposures:

  • Motors
  • Transformers
  • Computers
  • Switchgear
  • Distribution Systems
  • Communications Equipment
  • Printer/Scanner/Copier
  • Boilers
  • Compressed Air Storage Tanks
  • Air Conditioning Units
  • Compressors
  • Pumps

Loss prevention tips:

Curate a list of outside repair contractors who can be reached for quick emergency service if a critical piece of equipment were to fail.

Fixing certain problems right away can often prevent additional damages to other areas.

Let Gallen Insurance take the guess work out of church insurance for religious organizations. We represent many carriers with competitive pricing.

Use our contact form, email us, or call us today at 610-777-4123 to see if you are eligible for any additional credits on your current church insurance policies. You can also use our Church Insurance Quote form below to route your inquiry direct to one of our specialized workers compensation insurance agents.

Liability Coverages

CEMETERY PREMISES LIABILITY

Automatically included if the church owns the cemetery and it is located adjacent to the church

CONTRACTUAL LIABILITY

Blanket contractual liability

DEFENSE COSTS FIRE LEGAL LIABILITY

MEDICAL PAYMENTS

PARSONAGE LIABILITY

Automatically included if the pastor lives in the parsonage

VIOLENT INCIDENT EXPENSE COVERAGE

Includes coverage for medical and counseling expenses that result from a violent incident

Church Insurance Quote Request

    Name (required)

    Email (required)

    Phone (required)

    Message

    Our Providers

    <