Motorcycle Insurance Plans, Policies and Coverage

Did you know there are all kinds of specialty coverages for motorcycle insurance? 

Let Gallen Insurance help you pick the right coverage for their prized possession. 

Special coverages are available for accessories (custom chrome plating, custom paint, helmet, leathers & much more), trip interruption coverage, carried contents coverage, transport trailer physical damage, and enhanced injury protection, just to name a few.  

Before hitting the open road, you should take a few minutes to review your insurance policy.

Use our contact form, email us, or call us today at 610-777-4123 to see how much you could save with motorcycle insurance customized just for you.

Do I Need Motorcycle Insurance?

If you live anywhere in the United States, except for Florida, you are required to have and be able to show proof of motorcycle insurance. Otherwise, you won’t be able to register your motorcycle to get your license plate. Without a license plate, any time you go out and drive your motorcycle, you’d be doing so illegally. In most cases, motorcycle insurance is also required if you have a temporary permit or you financed your motorcycle.

Depending on where you live, the amount you could be paying for premiums, as well as required minimums for property damage and bodily injury coverage, can vary. Generally, though, you can expect your state to require at least $25,000 in bodily injury per person, $50,000 per accident and $10,000 in property damage coverage (25/50/10).

Even if you are not required to have it, motorcycle insurance can help protect you from claims, which could come with significant costs. This is why it’s recommended to carry coverage limits that are equal to your net worth. Otherwise, if you are in an accident and you are found to be at fault, you will be paying out of pocket for property damage and bodily injury.

With motorcycle coverage, you can experience peace of mind knowing that your assets are protected if you are liable in an accident. You and your family won’t need to think about the possibility of being financially responsible, which is a worthwhile benefit to have.

Choosing the right motorcycle insurance

Motorcycle insurance can be a complicated thing to understand. Between deductible levels, liability options, and legal requirements or options, choosing the right policy that will adequately cover you in your time of need without breaking the bank can be a delicate balance. Is it worth it to get extra coverage for a transport trailer or trip interruption insurance if your bike gets damaged, or will the minimum coverage work for you? We’ll walk you through the process and find the right auto insurance policy for you.

Getting started is easy!

Use our contact form, email us, or call us today at 610-777-4123 for a no obligation, risk free consultation to review any existing motorcycle insurance policies for ways to save money, or help get a new motorcycle insurance policy at the best rates.

You can also use our Motorcycle Insurance Quote Request below and one of our specialized motorcycle insurance agents will follow up promptly.