Insurance Discounts

Business Insurance Discounts

Let Gallen Insurance help you compare quotes from multiple carriers for free in order to get the most appropriate coverage for the very best rates.

Gallen’s business lines insurance agents have a solid background working with business owners in a variety of industries which allow us to understand which policy and coverages are best, and what isn’t needed.

• The size and type of business may be eligible for a business owner’s policy which combines general liability insurance with commercial property coverage for a lower price than having each policy separate.
• Certain safety features such as deadbolts, a hard-wired alarm, sprinkler systems, and security cameras can help reduce loss exposure and qualify for additional discounts.
• Stay on top of your policies with a review at least once per year.  Notify your agent anytime there’s a change of address for the business, new equipment, a change in the number of employees, a new company vehicle or a change in the services being offered.  Any of these changes could increase or decrease the amount of coverage and corresponding rates.
• Proper classification of workers makes an impact on workers’ compensation insurance and it’s important to know whether they’re an employee or an independent contractor, for example.
• Consider paying the premium in full for additional discounts.