Do you have questions about Medicare or Med Supps?Feeling overwhelmed with all the options for Medicare Supplemental Insurance?

Gallen Insurance can help.

In 2018, over 2 million Pennsylvania residents were enrolled in Medicare. Gallen Insurance has a variety of Medicare coverage options available and we have helped many people select the best Medicare Supplemental Insurance for their needs with our no-cost, free medicare insurance consultations!

Find the best Medigap plans for you and your budget!

Medicare Supplemental Insurance, also known as Medicare Supplements or Medigap insurance plans fill in “gaps” in basic benefits left behind by Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.  Medigap plans are extra health insurance that can be purchased from private companies in order to pay health care costs not covered by Original Medicare.

Typical costs covered by Medicare Supplemental Insurance plans include co-payments, deductibles, and health care for those who travel outside of the United States.

We’re here to help you compare all of the plans, options and companies providing the insurance.  We provide you with all the information you need to help you select the best Medicare Supplemental Insurance plan and offer assistance with Medicare Supplemental Insurance Enrollment.

It’s important to choose the right plan for the rest of your life.  Let us help you compare your options for FREE before you make a decision.

Compare your Medicare Supplemental Insurance options for FREE

Jay is ready to answer your questions and help you find the Medicare Supplemental Insurance plan that's best for you!

Jay Mahoney of Gallen InsuranceJay Mahoney, CBC – Benefits Manager
610-898-6516 | Email

We will be here every step of the way with exceptional customer service & to answer any questions you have about your plan!

  • Benefits of working with Gallen Insurance for Medicare Supplemental Insurance:

  • • No Cost, Free Medicare Consultation!
  • • Find the best plans for any individual or budget
  • • We offer a large variety of Medicare Supplemental Insurance options
  • • Our team helps simplify the Medicare Supplement enrollment process
  • • We also offer additional options to help round your insurance portfolio

Medicare Insurance Plans in Pennsylvania

Let’s take a look at the components of Medicare.  Medicare includes Part A, Part B, Part C and Part D.

Medicare Part A: Provides coverage for hospital care and is often referred to as hospital care coverage.

Medicare Part B: Provides coverage for physician care and is usually referred to as physician care coverage.

Both Medicare Part A and Part B are considered Original Medicare, which is administered by the U.S. Federal Government.

When someone signs up for Medicare, they are automatically enrolled in Part A and Part B as long as they’re already receiving retirement benefits before turning 65, and those who don’t want to pay the premium for Part B must dis-enroll.

Those who don’t get Medicare automatically have the option to sign up manually for it during the Initial Enrollment Period which begins 3 months before turning age 65, includes the birthday month, and ends 3 months after for a total of 7 months.

Medicare Part C: An alternative to Original Medicare and is available through Medicare Advantage plans.  The Centers for Medicare & Medicaid Services (CMS) offer Medicare Part C which includes the same level of benefits Part A and Part B provide, and could also include additional coverages.

Medicare Part D: Consists of Medicare Advantage Prescription Drug plans as well as Medicare Prescription Drug Plans (PDP).  The CMS approves the private insurance companies that offer Part D benefits.  Medicare Part D coverage helps lower out of pocket expenses for prescriptions while also covering certain medication costs.

Medigap: Also refers to Medicare Supplemental Insurance, or Med Supps and is used to cover certain out-of-pocket expenses that are not typically covered with Original Medicare (Part A and Part B).

6 Things you should know about Med Supps

The best time to purchase Medical Supplemental Insurance is within 6 months of turning 65 or when you are coming off a group health plan. This allows you to enroll without health questions.

Learn More

Why Gallen Insurance is the right choice for finding the best Medicare Supplemental Insurance

Working with Gallen Insurance means that you will receive assistance from a professional, highly trained insurance agent to determine your needs & which Medicare Supplements are best for you.

From helping to educate you on the various plan options, through enrollment our services are complimentary to you!

This means that whether you enroll on your own or work with Gallen Insurance, the cost will be the same.

Our team looks forward to helping simplify the Medicare Supplement enrollment process for you and can also help you round your insurance portfolio with options such as:

  • Medicare Part D, prescription drug coverage
  • Dental & Vision Insurance
  • Life Insurance
  • Long Term Care

Once you have selected your plan, we will be here every step of the way with exceptional customer service & to answer any questions you have about your plan.

Contact an expert at Gallen Insurance today to start planning your Medicare program.

Jay Mahoney, CBC – Benefits Manager
610-898-6516 | Email

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