While your property may not be in a flood zone, you are still at risk.
Even normally dry areas of the country are experiencing floods and flash floods caused by rain like never before. It is the year 2020 after all.
Flood damage is not covered by standard homeowners policies, so you need to buy a separate flood policy to ensure coverage in the event of a flood.
For more details & to assess your flood risk, check out our full article:
https://files.constantcontact.com/aeb7619c001/fcff40cf-f21d-4d20-851f-b57e36df17b7.pdf