Brewery Insurance is Catching Up with Craft Brewers Special Needs

Growing demand has spurred huge growth and interest in the craft brewing industry. 2013 saw an 18% increase in volume and a 20% increase in revenue while selling a whopping 15.6 million barrels of beer. The $14.3B industry has insurance companies customizing specific brewery insurance packages to fit the needs of the 2,768 breweries in the United States.
Insurers know that each brewery has their own special needs. Some breweries have tasting rooms or are part of a restaurant, some have complicated logistical concerns, but all of these specific needs can be addressed and covered by a simple conversation with your local, independent brewery insurance specialist, Mike Fields. With Mike, you can count on:

• a management team specifically dedicated to keeping your brewery insurance program on the leading edge
• a superior clams service
• loss control services and programs
• high financial strength rating from A.M Best Co.
• multi-year policy terms

Standard Coverage
Your Craft Brewery Insurance Program starts with standard commercial property and general liability coverage and allows customization for your specific brewery’s needs. These include:

• choice of 4 blanket coverage amounts from $150K – $1M
• contract cancellation coverage
• food contamination business interruption coverage
• utility services coverage
• coverage for water backup/damage
• coverage for key employee replacement
• loss of water processing coverage
• tank collapse coverage
• tank leakage coverage
• data compromise coverage
• identity theft protection
• product recall expense coverage

And for breweries with tasting rooms or those attached to restaurants we’ve included:

• coverage for customer property
• coverage for goods on consignment

Optional Coverages
A variety of coverages is being made available to help cover the specific, individual needs of your brewery. Those include:

• craft beverage crime coverage – covering items like theft, forgery, fraud ,etc.
• food & beverage transportation
• product contamination and adulteration
• equipment breakdown
• commercial general liability
• liquor liability coverage
• state and federal liquor tax bonds
• electronic data processing
• crisis event expense coverage

For more information on Craft Brewery Insurance in Pennsylvania, please contact:
Dave Gallen
VP of Commercial Lines
2237 Lancaster Pike
Shillington, PA 19607
ph ~ 610-898-6522
dgallen@galleninsurance.com