Gallen InsuranceGallen InsuranceGallen Insurance

homeowner attempting a diy projectEvery homeowner has expensive equipment in their homes that make life convenient, functional, and enjoyable.  Most likely your home contains many of these items:

            • Air Conditioning Systems
            • Clothes Washers & Dryers
            • Computers & Peripherals
            • Dishwashers
            • Freezers & Refrigerators
            • Furnaces & High Efficiency Heating Systems
            • Garbage Disposals
            • Heat Pumps
            • Home Security Systems
            • Ovens
            • Sump Pumps
            • Swimming Pool Equipment
            • Televisions
            • Water Heaters
            • And Much More…

What happens when a costly piece of equipment breaks down?  Who pays to repair or replace the piece of equipment?  Most of us don’t budget for these types of expenses and many of us believe our homeowners insurance would pay for this.  But the truth is… most homeowner’s policies do not cover the breakdown of equipment.
Some insurance companies are now offering Equipment Breakdown Coverage.  This coverage will protect you against unexpected repair or replacement costs due to a mechanical, electrical, or pressurized system breakdown.
Equipment Breakdown Coverage can simply be added to your homeowner’s policy for as little as $25 a year! It’s an affordable alternative to costly product and home warranty plans.  Please contact our office today for more information.

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